Merchant Cash Advance allows the POS system to be the growth facility. It’s an easy solution. Workable. Simple.

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Merchant Cash Advance is a business loan specifically designed for retailers with POS systems which takes advantage of the flow of sales.

Instead of trawling through the financials, lenders consider the merchant sales processed via the terminal and lend against this. It’s simple. Effective.

The loan provides a lump sum of cash for any business purpose with repayments aligned to your merchant sales. It’s ideal for retailers with fluctuating sales, and a flexible outcome for all merchants.

Established with a defined loan term, interest and repayment rate; often the loan will be extended with good trading making it a true growth facility for many retailers. A nimble and effective way to fuel business growth. Contact us to explore how Merchant Cash Advance can work for your business.

A loan for you.

Success is pairing the most suitable lender to your specific business needs. Our experienced team have sifted through the mumbo-jumbo to access a diverse and quality range of products and lenders. We only need to know what your needs are. Tell us. Chat with the Influx team now.

Loan types

Merchant Advance
Essential bits.

$10K – $300K

3-12 Months

% rate
15.5%p.a +

Two Days+

Crunch the numbers.

$10000 $300000
3 months12 months
Your repayments are per month.

For illustrative purposes with results based on a customer taking a Merchant Cash Advance at 18.50% p.a.. Lender eligibility criteria apply.
For more information about our service commitments to you see ‘The Influx Difference’ or contact us directly.

The Pros and Cons.
We think it’s important you know where you stand from the start.

  • Supports most purposes
  • Suitable for terminal sales
  • Repayments aligned to sales
  • Fast assessment and funding
  • No security required
  • Establishment & monthly fees
  • Higher rate than secured loans
  • Shorter term than secured loans

Ready to grow?

Timing is everything. Having the right funds at the right time can make or break your success. Ensure you are sorted with the fuel to empower your business needs by securing a custom loan. Chat with us today to explore the possibilities.

What’s Required

  1. Identification documents
  2. Terminal sales log
  3. Bank statements
  4. Credit score
Get Started

Contact us.
Get in touch to find out if a Merchant Cash Advance is right for your business.

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Matthew is very helpful, he was able to provide the assistance I required efficiently and professionally. A great service delivered without any fuss.

Mick RSydney

The website was quick, I got the money in my account shortly afterwards and it made all the difference. Highly recommend Influx Funding.

Rob CMelbourne

Fantastic service. They progressed my enquiry quickly, making the process easy and personable. The best dealings I’ve had with a finance company to date.

Laura BMelbourne

Matthew is honest, hard-working and dedicated with a wealth of experience. I am much better off with the deal he was able to negotiate on my behalf.

Justin NMelbourne